ACCA vs CA 2025 Key Factors to Choose the Best Path for Your Global Career

PFC Education
Nov 24, 2025
4 min read

Choosing between ACCA (Association of Chartered Certified Accountants) and CA (Chartered Accountant) qualifications can shape your career in accounting and finance worldwide. Both paths offer strong professional recognition, but they differ in structure, global reach, and career opportunities. This post breaks down the key factors to help you decide which qualification aligns best with your global career goals in 2025.

Understanding ACCA and CA Qualifications

The ACCA qualification is a global accounting certification recognized in over 180 countries. It focuses on broad financial management skills, including accounting, auditing, taxation, and business strategy. ACCA is designed to be flexible, allowing students to study while working and complete exams at their own pace.

The CA qualification, on the other hand, is typically country-specific, with prominent institutes in countries like India, Canada, Australia, and South Africa. CA programs often emphasize rigorous training and practical experience within a specific regulatory environment. The CA designation is highly respected in its home country and recognized in some international markets through mutual agreements.

Global Recognition and Mobility

One of the most important factors for a global career is how widely your qualification is recognized.

ACCA

ACCA holds strong global recognition, especially in Europe, Asia, and the Middle East. Its qualification is accepted by many multinational companies and financial institutions. ACCA members can work in various roles across different countries without needing additional certification in many cases.

CA qualifications are highly respected in their home countries and some Commonwealth nations. For example, Indian CA is well-regarded in South Asia, while Canadian CA has recognition in North America. However, CAs may face more challenges when seeking work outside their home regions unless they pursue additional certifications or memberships.

If your goal is to work in multiple countries or with international firms, ACCA offers more straightforward global mobility.

Curriculum and Exam Structure

The learning approach and exam format differ significantly between ACCA and CA.

ACCA

ACCA exams cover 13 papers divided into three levels: Applied Knowledge, Applied Skills, and Strategic Professional. The syllabus includes financial reporting, management accounting, taxation, audit, and ethics. ACCA exams are computer-based and held four times a year, allowing flexibility.

CA programs usually have three levels: Foundation, Intermediate, and Final. The curriculum is comprehensive, with a strong focus on accounting standards, auditing, taxation, and law relevant to the country. CA exams are often more challenging, with fewer exam windows and a requirement for practical training under a qualified CA.

Students who prefer a flexible study schedule might find ACCA more manageable, while those seeking deep expertise in a specific country’s accounting practices may prefer CA.

Practical Experience Requirements

Both ACCA and CA require practical experience, but the approach varies.

ACCA

ACCA requires three years of relevant work experience, which can be gained before, during, or after exams. This experience must be documented and signed off by a qualified supervisor. The flexibility allows students to work in various roles and industries.

CA candidates must complete a structured training contract, often called an articled clerkship, typically lasting three years. This training is supervised by a practicing CA and involves hands-on work in accounting firms or corporate finance departments. The experience is more formalized and closely monitored.

If you want a structured apprenticeship with close mentorship, CA offers that. ACCA provides more freedom to gain diverse experience.

Career Opportunities and Salary Potential

Both qualifications open doors to rewarding careers, but the paths can differ.

ACCA

ACCA members often find roles in multinational corporations, financial services, consulting, and public accounting. The qualification supports careers in financial management, auditing, taxation, and advisory services. Salaries vary by region but ACCA professionals tend to have competitive pay, especially in international markets.

CA professionals frequently work in senior accounting roles, audit firms, and leadership positions within their home countries. In countries like India and Canada, CA is considered a gold standard, often leading to higher salaries and faster promotions locally. However, outside these regions, CA holders may need additional qualifications to match ACCA’s global reach.

For those aiming for international roles, ACCA may offer broader opportunities. For leadership roles in specific countries, CA remains highly valuable.

Cost and Time Investment

The cost and duration of completing each qualification can influence your decision.

ACCA

ACCA fees vary by country but generally include registration, exam fees, and study materials. The qualification can be completed in 2 to 3 years, depending on your pace. The flexible exam schedule allows faster completion if you dedicate time.

CA programs often have lower exam fees but require a longer commitment due to mandatory training contracts and fewer exam sittings. Completing CA typically takes 3 to 5 years, including practical training.

If you want a quicker route with flexible timing, ACCA is preferable. If you can commit to a longer, structured program, CA offers deep expertise.

Which Qualification Fits Your Global Career?

To summarize, your choice depends on your career goals, location preferences, and learning style.

Choose ACCA if you want a qualification with strong global recognition, flexible study options, and the ability to work in multiple countries.
Choose CA if you aim to build a career in a specific country with a respected local qualification and prefer structured training with close supervision.

Both qualifications are respected and can lead to successful careers. Consider where you want to work, how you want to study, and the type of experience you want to gain.

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