ACCA vs CA: Expert Insights to Help You Choose the Right Path

PFC Education
Dec 16, 2025
3 min read

Choosing between ACCA (Association of Chartered Certified Accountants) and CA (Chartered Accountant) is a common dilemma for students and professionals aiming for a career in accounting and finance. Both qualifications open doors to rewarding careers, but they differ in structure, recognition, and career opportunities. This post shares expert insights from PFC Education Udaipur to help you decide which path suits your goals best.

Accounting is a broad field, and selecting the right certification can shape your future. Understanding the differences between ACCA and CA will help you make an informed decision.

Understanding ACCA and CA

ACCA is a global professional accounting qualification based in the UK. It focuses on international accounting standards and prepares candidates for roles in multinational companies, finance, auditing, and consulting worldwide.

CA is a professional qualification offered by various institutes globally, with the Institute of Chartered Accountants of India (ICAI) being the most prominent in India. CA emphasizes Indian accounting standards, taxation, auditing, and corporate laws, making it highly relevant for careers within India.

Course Structure and Duration

The ACCA qualification consists of 13 exams divided into three levels: Applied Knowledge, Applied Skills, and Strategic Professional. Students can complete these exams flexibly, often within 2 to 3 years, depending on their pace. ACCA also requires three years of relevant work experience.

The CA course has three levels: Foundation, Intermediate, and Final. It typically takes around 4.5 to 5 years to complete, including mandatory articleship (practical training) of 3 years under a practicing CA. The CA syllabus is rigorous and focused on Indian laws and practices.

Global Recognition and Career Opportunities

ACCA enjoys wide recognition in over 180 countries. It suits professionals aiming for international careers, especially in auditing, financial management, and consulting roles in global firms. ACCA members often work in multinational corporations, banks, and financial institutions worldwide.

CA is highly respected in India and recognized in some other countries through mutual agreements. It is ideal for those planning to work in India’s accounting, auditing, taxation, and corporate sectors. CA professionals often hold senior positions in Indian companies, government bodies, and accounting firms.

Exam Difficulty and Pass Rates

Both ACCA and CA exams are challenging but differ in focus. ACCA exams test knowledge of international accounting standards and business skills. The pass rate for ACCA exams varies by paper but generally ranges between 40% and 60%.

CA exams are known for their difficulty, especially the Final level. The pass rate for CA Final exams is typically below 20%, reflecting the course’s high standards and comprehensive syllabus.

Cost and Study Flexibility

ACCA offers more flexibility in study options. Students can choose self-study, online courses, or classroom coaching. The total cost for ACCA exams and registration is generally lower than CA, making it accessible for many.

CA requires enrollment with ICAI and completion of articleship, which is a full-time commitment. Coaching classes are common but not mandatory. The overall cost can be higher due to longer duration and training requirements.

Work Experience and Practical Training

ACCA requires three years of relevant work experience, which can be gained before, during, or after exams. This flexibility allows students to work while studying.

CA mandates a 3-year articleship under a practicing CA. This hands-on training is intensive and provides deep exposure to Indian accounting and auditing practices.

Which One Should You Choose?

Choosing between ACCA and CA depends on your career goals, location preference, and learning style.

If you want a global career with flexibility in study and work, ACCA is a strong choice.
If you plan to build a career in India’s accounting and finance sector with a focus on Indian laws, CA is more suitable.
Consider your ability to commit to a longer, more rigorous course (CA) versus a flexible, internationally recognized qualification (ACCA).

Expert Advice from PFC Education Udaipur

Experts at PFC Education Udaipur suggest evaluating your long-term career plans before deciding. They recommend:

Researching job markets in your preferred location.
Considering the type of companies you want to work for.
Assessing your readiness for the course duration and exam difficulty.
Seeking guidance from professionals who have completed either qualification.

Final Thoughts

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